Accepting credit cards has always been a difficult option for small businesses due to the expense and training required. Until now! There are a number of services today to help companies accept credit card payments and help you:
Get paid faster
Increase sales
Eliminate the need to accept checks

The first stop is to talk with your bank. Find out about their “merchant services” so you have all the facts.
Next, check out this article by Forbes.

SCORE has suggestions to help with Cash Flow as well
More information from the SBA